Steve Marbert, CFP®
President & Financial Advisor
Steve is the President/Owner of Richard Young Associates and co-host of the MoneyMD podcast. He graduated from Clemson University in 1986 with a BS in Chemical Engineering. After nine years working as a chemical engineer, mostly at the Savannah River Site, Steve joined Richard Young Associates in 1995 as a financial planner and advisor. In 1998 he completed his CFP® coursework through the College of Financial Planning and obtained his designation as a Certified Financial Planner. He is licensed in investment advice and insurance, and is a SmartVestor Pro for Dave Ramsey.
Steve has served as the financial chairperson for Young Life - Aiken for over 20 years, and is a Qualified Kingdom Advisor for planning and investments. Steve serves as the Treasurer and a deacon at New Covenant Presbyterian Church where he and his wife, Kathy, are members. He is a past committee chairperson and member of the Augusta Rotary and a Paul Harris Fellow. He currently serves on the board of the CAM Fund, which supports research for childhood brain cancer. Steve is an avid golfer and enjoys woodworking.
John is an advisor with Richard Young Associates and co-host of the MoneyMD podcast. He graduated from the University of South Carolina with a BA in Finance, followed by an MBA in 1992. John had 15 years of experience in corporate financial planning before joining Richard Young Associates in 2007. He is a member of Kingdom Advisors and is a Dave Ramsey SmartVestor Pro. From 2008-2016, John was a Ramsey Local Provider for investments and long-term care insurance. He is licensed in both securities and investment advice.
John currently serves as a founding member of the ACTS vehicle ministry team. In addition, John volunteers in his church as the leader of the finance ministry team, where he counsels those in need and has helped facilitate over twenty Dave Ramsey Financial Peace University classes since 2009. John and his family have a passion for teaching our youth about finances, and have sponsored Dave Ramsey’s Foundations in Personal Finance for local CSRA high schools since 2014. He has served on the boards of directors of the Megiddo Dream Station, Leadership AC, Salvation Army, Performing Arts Group, and Hungry No More charitable foundations. John and his wife, Tammy, have two grown kids – Danielle, who works in Orlando, Florida, and Matthew, who we are fortunate to have working with us here at Richard Young Associates!
Josh Marbert, CPA
Financial Advisor & Operations Manager
Josh is an advisor and the operations manager for Richard Young Associates. In 2013, he graduated magna cum laude from Clemson University with a Bachelor of Science in Accounting, followed by a Master of Professional Accountancy a year later. Josh earned his Certified Public Accountant (CPA) license in South Carolina and joined Ernst & Young, LLP in Greenville as a tax accountant, working with some of the country's largest hedge funds and private equity firms. In 2016, Josh returned to Clemson to earn his Master of Business Administration and graduate with a perfect GPA. While Josh officially joined our team in January of 2017, over the years he has designed a number of unique financial planning and data management tools that have allowed Richard Young Associates to offer advanced, customized planning and analysis for our clients.
Matthew is an advisor with Richard Young Associates and a graduate of the University of South Carolina’s honors college. He studied finance with a concentration in data analytics and conducted his research for his senior thesis on financial literacy in South Carolina high schools. Matthew interned at Richard Young Associates over three separate summers prior to joining the company full-time, where he was able to assist the advisors in serving their clients in many different capacities.
During his time at USC, Matthew volunteered with his local church, serving on their business council for a year and then serving as president of that council the following year. He has a passion for educating youth and has volunteered in a number of opportunities in the CSRA, speaking to students in both high school and college, teaching them the fundamental principles for living wisely and managing their finances. Matthew is also committed to teaching finance to the community at large, recently leading a Dave Ramsey Financial Peace University class in Aiken, SC.
Ryan is an advisor with Richard Young Associates and a 2014 graduate of Clemson University. While he grew up in nearby Aiken, he and his wife Sarah spent the last five years in Greenville, SC before moving back to the Augusta area. At Clemson, Ryan was an intern at State Farm before joining them full time after graduation. He then transitioned to Swagelok, a global expert in industrial components that have even been taken into orbit on NASA’s Space Shuttles.
Ryan and Sarah are big fans of Dave Ramsey and have been following his principles since early in their marriage. Ryan is on the verge of sitting for his CFP® exam and is thrilled to be in a career where he gets to work alongside people, one-on-one, to help teach them and build a plan towards reaching their financial goals. He and his wife are also always looking for ways to lend a hand outside the office and were active contributors to Meals on Wheels in Greenville. The two of them love being immersed in their local community and church, and they thrive on spending time with others. If you’re looking for the quickest way to connect with Ryan, look no further than asking him to join you for a cup of coffee or to tag along on your next round of golf.