Richard Young Associates is an independent investment advisory and financial planning firm located in Augusta, Georgia. We manage over $300 million for clients across the nation. Founded in 1974, our firm initially focused on exceptional financial planning but soon expanded its services and became a pioneer in providing fee-based asset management. We also offer all types of financial planning, including retirement planning. Our well-diversified portfolios are designed to lower risk while capturing asset class rates of return. In addition, our portfolios are focused on asset classes which academic research has shown to produce higher returns, and they are re-balanced over time to maintain their allocations. We are dedicated to helping our clients make smart choices with their money so that they can achieve their dreams through financial freedom and security.